Meet Northwest Mortgage Services

Mortgage Brokers serving Gig HarborTacomaPort Orchard, and surrounding communities

Since 1988 We’ve Been Helping People Achieve Their Lending Goals

Our Mission:

At Northwest Mortgage Services, we pride ourselves on treating every client with respect and integrity while securing affordable rates and terms for their home financing needs. As veterans, we infuse our military values into every aspect of our business. With every loan we close, we contribute to our community by donating a portion of our earnings to local non-profits, reinforcing our commitment to the place we call home.

Our Vision:

Our vision at Northwest Mortgage Services is to be the go-to mortgage broker in our area, setting the standard for affordable, ethical home financing. We are committed to strengthening the communities we serve, making every loan an opportunity to foster growth and well-being.

Our Values:

At Northwest Mortgage Services, our values are the cornerstone of everything we do. We uphold Integrity in every interaction, ensuring honesty and fairness guide our actions. Transparency is paramount, as we believe in clear, open communication with our clients and partners. We are committed to Ethical Behavior, always prioritizing the best interests of our clients and community.

Our Duty:

Our duty drives us to serve not just our clients, but also the community, recognizing our role in contributing to the greater good. Personal Growth is encouraged within our team, fostering continuous learning and improvement to better serve our clients. Empathy lies at the heart of our client relationships, ensuring we understand and address the unique needs of each individual.

Lastly, Hard Work is the foundation of our success, reflecting our dedication to achieving the best outcomes for our clients and making a positive impact in the communities we call home.

Put our experience to work for you!

In 2022 Abel Hernandez
became the owner of NMS

“The Northwest Mortgage Services team was key in our winning home bid. Their advice was strategic and their approach to the home buying process was innovative.”

– Scott M.

Our Talented Northwestern Mortgage Services Team:

Abel Hernandez

President – MLO# 1718944 
(253) 225-4514

Abel Hernandez, originally from San Diego and now residing in the Pacific Northwest since 2014, embodies a life marked by diverse achievements. Serving in the Army from 1999 to 2006, Abel’s commitment to “Deeds not words” propelled him to earn a B.S. in Business from the University of Redlands and, subsequently an MBA from the University of Washington, Tacoma.

As the proprietor of Northwest Mortgage Services in Gig Harbor, Abel adeptly combines his business prowess with unwavering community commitment. An advocate for veterans and first responders, he provides vital support through peer counseling within local non-profits. Beyond this, Abel is actively engaged as a youth soccer coach, nurturing essential life skills.

His role as a Part-Time Lecturer at the Milgard School of Business, University of Washington Tacoma is central to Abel’s narrative, underlining his dedication to shaping the next generation of business leaders. His curriculum, spanning management, leadership, entrepreneurship, and marketing, underscores his commitment to empowering students with contemporary insights.

Abel Hernandez stands as a community pillar, guided by a military ethos and an unyielding commitment to change. Crucially, he places immense value on his family; together with his wife Tracie, they are nurturing two beautiful daughters. Engaging with Abel translates to connecting with a seasoned professional profoundly dedicated to propelling financial aspirations and personal growth.

“It is extremely important to me that I continue to educate myself so my clients receive the most current available financial and mortgage information. Working in the best interest of my clients is an investment in the success of my community.”
– Abel H.

Jeff Carr

Past President – MLO# 102392
(253) 255-4006

Jeff Carr has been helping his clients with their mortgage needs for over 33 years. This would make Jeff one of the most seasoned professionals in the state. During this time, he has helped thousands of his clients purchase homes and refinance the mortgages secured by their homes. He has led Northwest Mortgage through many interest rate cycles, including the melt down of 2008, and the firm is stronger than ever.

Jeff is a decorated AH1-G Cobra helicopter pilot and served two tours in Vietnam. He relocated to Washington State in 1972 after leaving the US Army. He received his accounting degree from the University of Puget Sound in 1975 and worked in the accounting profession prior to starting Northwest Mortgage Services in 1988. He has invested his time volunteering for both the Washington State and National Association of Mortgage Brokers and served as the president of the Washington Association in 1999.

“I take great pride in being a trusted source for mortgage information. It is an honor to continue to receive the referrals of children and grandchildren from my early clients”
– Jeff C.

Tracie Hernandez

Vice President
(253) 851-1687

Tracie Hernandez came to us from the engineering profession. She graduated Magna Cum Laude with a degree in Mechanical Engineering from Washington State University and worked as a Project Manager for an intellectual property services and technology development company. During Covid, Tracie left her career in engineering to focus on raising her two daughters and help grow Northwest Mortgage Services. Her professional skills have made her an integral part of our team. She works behind the scenes to support business operations, loan processing, underwriting, and funding.

“I am extremely proud to be part of a team that prioritizes the goals and well being of our clients. It is a privilege to be involved in one of the greatest life decisions a person can make. As such, I am committed to using my skill set to ensure our clients experience a timely loan process free of surprises.”
– Tracie H.

Don’t Just Take Our Word For it

Read reviews from our customers:

Winner of the Gig Harbor Living Local’s Finest Award

We are proud to be recognized by the Gig Harbor Living Local magazine and our community for our work for the past three years. We continue to strive for excellence and to be a helpful resource for our wonderful community.

Learn More about the Gig Harbor Living Local Magazine

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